Unit:
Department of LawLibrary of the School of Law
Author:
Panitsas Georgios
Dissertation committee:
Λία Αθανασίου, Καθηγήτρια, Νομική Σχολή, Εθνικό και Καποδιστριακό Πανεπιστήμιο Αθηνών
Γεώργιος Μιχαλόπουλος, Καθηγητής, Νομική Σχολή, Εθνικό και Καποδιστριακό Πανεπιστήμιο Αθηνών
Γεώργιο Σωτηρόπουλος, Καθηγητής, Νομική Σχολή, Εθνικό και Καποδιστριακό Πανεπιστήμιο Αθηνών
Αλεξάνδρα Μικρουλέα, Αναπληρώτρια Καθηγήτρια, Νομική Σχολή, Εθνικό και Καποδιστριακό Πανεπιστήμιο Αθηνών
Έφη Κινινή, Επίκουρη Καθηγήτρια, Νομική Σχολή, Εθνικό και Καποδιστριακό Πανεπιστήμιο Αθηνών
Εμμανουήλ Μαστρομανώλης, Επίκουρος Καθηγητής, Νομική Σχολή, Εθνικό και Καποδιστριακό Πανεπιστήμιο Αθηνών
Δημήτριος Χριστοδούλου, Επίκουρος Καθηγητής, Νομική Σχολή, Εθνικό και Καποδιστριακό Πανεπιστήμιο Αθηνών
Original Title:
Δίκαιο του Ελεύθερου Ανταγωνισμού και Ιδιωτική Ασφάλιση
Translated title:
Competition Law in the Insurance Sector
Summary:
The present thesis analyses the EU competition rules in the private insurance sector. In the European Union, since the early 1990s, a Block Exemption Regulation had been in force, which exempted certain categories of agreements between insurance undertakings from the application of article 101 TFEU. In 2017 the BER expired, as the Commission decided that although certain agreements between insurance undertakings ensure the proper functioning of the insurance sector and promote the interests of the consumers, the existence of such an exceptional legal instrument (BER) is not necessary. As a result, the BER was not renewed. Following the introductory chapter the thesis in divided in two parts. In the first part, the application of EU competition rules (Articles 101-102 TFEU, merger control) in the insurance sector is analyzed. In the second part of the present thesis, we examine certain arguments which could be taken into account in favor of the insurance sector during the assessment under article 101 TFEU. The application of the general principles of competition law on the categories of agreements which until 2017 were block exempted is also analyzed. The thesis is concluded with a final conclusions section.
Main subject category:
Law and Legislation
Other subject categories:
Law of Competition
Keywords:
abuse of dominance, ancillary restrictions, block exemption regulation, cartels, coinsurance, competition, competition law, consumer welfare, counterfactual, digital platforms, essential facilities, individual exemption, information exchange, insurance, insurance law, insurance mediation, insurance policy terms and conditions, insurance premium, insurance pools, joint venture, merger control, P&I Clubs, regulated sectors, reinsurance, restriction of competition, solvency
Number of references:
532
